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Active Questions

Do you have to have a social security number to open up a bank account at any bank?
In The News / 4:14 PM - Wednesday July 06, 2011

Do you have to have a social security number to open up a bank account at any bank?

If there are certain banks that allow you to have an account without one, which banks are they? And is there an alternative to a ss that banks would accept for those who are not American citizens but are living here legally, if so what is it?

- Asked by phillyjennings, A Trendsetter, Female, 22-25, Atlanta, Medical / Dental

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Same as filing your federal income taxes -- Tax Payer ID number. TIN for short.

- Response by utahmom, A Thinker, Female, 56-65, Managerial

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NO you do not need a social security number to open an account at ALL banks. Wells Fargo is one bank that does not require one to open new account. You will be required however to produce two other forms of identification including a drivers license with picture. There are many other banks that do not require this, I am just familiar with this one. You can Google for more bank names.

- Response by randyl, A Thinker, Female, Who Cares?, Technical

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Show them your green card or legal work visa...They ask for SS numbers because people that have bank accounts with fake names or stolen idenity are running amuk. This is done to protect people, not to keep you from having an account. This is why so many companies are using "Pay Cards" because they hire illegals and just stick their money on these debit cards.

- Response by kmf1, A Life of the Party, Female, 46-55, Minneapolis, Who Cares?

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It used to be that a NON-interest-bearing account would not require a SSN.
9-11 and the unConstitutional Patriot Act changed that, so now your checking account requires a SSN also.
What this does is allow the IRS to freely walk away with your money, and you have no legal recourse.

- Response by chesterdad, An Intellectual Guy, Male, 66 or older, San Francisco

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